A
credit cards
is a plastic card that gives you the ability to borrow money from a lending institution, such as a bank, up to a certain limit in order to purchase items or withdraw cash. Each month, you will be required to make a minimum payment on your outstanding balance, and the lender will report your payment history to the credit bureaus. Over time, if you make your payments on time and keep your balance low, you will build up a good credit history,which will give you access to better lending terms in the future.
Your credit card is one of your most important financial tools. It can help you build your credit, make purchases and get rewards. But if you don't use it carefully, it can also put you at risk for fraud and debt. So how can you protect your credit card and keep it safe?
Here Are A Few Tips To Help protect your Credit Cards :
1. Don't carry your credit card with you everywhere you go. Leave it at home or in a safe place where you won't lose it.
2. When you use your credit card, make sure you're using a secure website or network. Avoid public Wi-Fi hotspots when possible.
3. Monitor your credit card statements regularly. This way you can catch any suspicious activity right away.
4. If you think your credit card has been lost or stolen, report it to
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